PARTNER WITH US
Recognize and reward peer lending in low-income communities
By partnering with Giving Credit, you can expand your reach in low-income communities through fund partnerships, community finance data reports and shared secure loan integrations.
HOW WE PARTNER
Fund Partnerships
Partner organizations can create funds on Giving Credit to reward the peer lending of their members and community. Through a fund partnership, you will drive further capital into the social credit networks, accelerating the community lending and borrowing power. We offer three different types of fund partnerships:
Loan Loss Insurance Fund
Provide a loan loss guarantee to peer-lenders to provide protection against default, so they support their community and protect their financial assets.
Rewards Fund
Create a customizable rewards offer to convert points to cash-back rewards through gift cards, deposits to bank accounts at the partner bank, or other services you provide.
Entity Sponsored Loan Fund
Provide 0% interest loans to your members or employees alongside their peers.
HOW WE PARTNER
Data Partnership
Financial institutions struggle to serve low-income individuals because they are missing critical credit data. Community finance data can help you better assess the credit risk of consumers and help provide high-quality, low-cost financial products to meet their financial needs. Giving Credit offers two data partnership opportunities:
Community Credit Report
Access your members' community finance credit report to augment your current underwriting process.
Data Reporter
Report data to collect and aggregate community finance data. You can receive up to a 10% revenue share of data pulled from members to your contribute data.
HOW WE PARTNER
Loan Integrations
Provide access to low-cost mainstream loans that leverage social underwriting through Giving Credit.
Shared secured loans
Allow current members to recommend friends or family for a loan at your financial institution and secure all or a portion of it with their bank deposits.
Loan application leads
Receive loan application leads from Giving Credit users who are looking for a low-cost, values-aligned loans that will use their community finance data report.
Current Partners
Expand access to credit
Giving Credit users save $15 for every $100 borrowed.
Peer loans can now be part of their credit history! We can expand access to wealth-building products for 108 million people.