Finally, a credit report for how you actually handle money.
Giving Credit tracks your informal loans and peer-to-peer reliability, turning your real financial habits into a report that works for you.
What the credit bureaus miss, we report.
Your financial reputation is bigger than a credit score. Turn your peer loan history into a Giving Credit Report lenders can actually see.
Build your network
Invite your friends, family, and co-workers to lend and borrow with one another without fees or interest.
Demonstrate creditworthiness
Turn your true history of borrowing and lending into a credit report built on character.
Get Credit
Share your credit report with financial institutions to borrow at lower costs.
OUR MARKETPLACE
Your reputation earns you access
Share your Giving Credit Report to gain access to affordable loans and other financial products and services in our exclusive member-only marketplace.
OUR REPORT
See what goes into your report
Your Giving Credit Report goes beyond a score. It's a full picture of your financial life — peer loans, repayment history, and the character behind both.
